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Why We are Haven?

Insurance is complex. We're not.

Every broker says they compare the market. The difference is what happens before you call us, and what happens after you buy.

We work for you

We're already there when insurance comes up

Most brokers wait to be found. That's a problem because insurance comes up at exactly the moments when no one has time to look. A closing, an escrow letter, or a renewal letter that jumped in price. That's when good advice is worth the most.

We Are Haven is built into the moment itself because the firms that back us are inside the mortgage system. For you, that means not having to look in the first place.

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What working with us looks like

Our relationship doesn't end when you choose a policy. We're here when things change, when questions come up, and when you need to make a claim.

  • An insider in your corner

    We know how carriers price risk, what they look for, and where there's room to move. That knowledge works for you rather than against you.

  • We explain it plainly

    If you don't understand what you've bought, we haven't finished. Ask us as many times as you like.

  • We stay with you

    At renewal, at claim time, and whenever something changes. However often you get in touch, we're already up to speed.

  • There's no fee for our advice

    You pay nothing for the review or for shopping the market.

  • We're built to last

    We Are Haven is backed by three institutional financial services firms, because a relationship is only worth having if the other party is still there for it.

Why use a broker

The same coverage can reach you three different ways. The difference is who is working for whom.

  • Who they answer to

    Haven
    You
    A captive agent
    The one insurer they represent
    Buying direct
    The insurer selling to you
  • How many carriers they can quote

    Haven
    Every carrier we work with
    A captive agent
    One
    Buying direct
    One
  • What happens at renewal

    Haven
    We re-check the market for you
    A captive agent
    Renews with the same insurer
    Buying direct
    Renews unless you shop it yourself
  • Who you call at claim time

    Haven
    Us, and we help you through it
    A captive agent
    Their claims line
    Buying direct
    Their claims line

Let's talk

Do you have a question, a renewal you don't understand, or a quote you'd like to check?