
Why We are Haven?
Insurance is complex. We're not.
Every broker says they compare the market. The difference is what happens before you call us, and what happens after you buy.
We work for you
We're already there when insurance comes up
Most brokers wait to be found. That's a problem because insurance comes up at exactly the moments when no one has time to look. A closing, an escrow letter, or a renewal letter that jumped in price. That's when good advice is worth the most.
We Are Haven is built into the moment itself because the firms that back us are inside the mortgage system. For you, that means not having to look in the first place.
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What working with us looks like
Our relationship doesn't end when you choose a policy. We're here when things change, when questions come up, and when you need to make a claim.
An insider in your corner
We know how carriers price risk, what they look for, and where there's room to move. That knowledge works for you rather than against you.
We explain it plainly
If you don't understand what you've bought, we haven't finished. Ask us as many times as you like.
We stay with you
At renewal, at claim time, and whenever something changes. However often you get in touch, we're already up to speed.
There's no fee for our advice
You pay nothing for the review or for shopping the market.
We're built to last
We Are Haven is backed by three institutional financial services firms, because a relationship is only worth having if the other party is still there for it.
Why use a broker
The same coverage can reach you three different ways. The difference is who is working for whom.
Who they answer to
- Haven
- You
- A captive agent
- The one insurer they represent
- Buying direct
- The insurer selling to you
How many carriers they can quote
- Haven
- Every carrier we work with
- A captive agent
- One
- Buying direct
- One
What happens at renewal
- Haven
- We re-check the market for you
- A captive agent
- Renews with the same insurer
- Buying direct
- Renews unless you shop it yourself
Who you call at claim time
- Haven
- Us, and we help you through it
- A captive agent
- Their claims line
- Buying direct
- Their claims line
| Haven | A captive agent | Buying direct | |
|---|---|---|---|
| Who they answer to | You | The one insurer they represent | The insurer selling to you |
| How many carriers they can quote | Every carrier we work with | One | One |
| What happens at renewal | We re-check the market for you | Renews with the same insurer | Renews unless you shop it yourself |
| Who you call at claim time | Us, and we help you through it | Their claims line | Their claims line |
Let's talk
Do you have a question, a renewal you don't understand, or a quote you'd like to check?